Credit card debt financial coach how to deal with credit card debt? Debt credit counseling services in Columbus Dayton Springfield Ohio credit card Credit counseling Debt issues How to deal with debt?
Article updated 10-27-2022
The next move can you afford to make the minimum credit card payment? If you find the minimum credit card payment will exceed your budget. Here is something you can do correct the problem: Share this article on your favorite social media platform.
- You can try to reduce expenses, going on a budget and see if there are ways to reduce household expenses such as smartphones, cable TV, insurance, food ect. If you are on maximum saving already, go to the next step.
- You can try to use your talents and get join the gig economy, where individuals can outsource your own specialized talents.
- Short term employment or the old school part-time job to pay off the debt. There is a web site like Shortstints or Flexjobs where you can search for short term employment opportunities.
- You can try a lower interest with debt condensation loan to bring the payments into a manageable level for your budget.
- Credit counseling is where you renegotiate the terms of your loan and placed it into a repayment plan. You will not have the use of your line of credit or no longer can use your credit card(s).
- You can consult with a professional financial coach to evaluate your situation and make personal recommendations based on your situation. Tell us what steps are you going to take to pay back your Christmas debt?
Check out our other articles
Questions and Answers (Q&A) about financial coach & financial related updated 2022
Personal Finance (The Ultimate Quick-Start Guide): The Easiest Beginner’s Guide 2021
0 Comments