Questions and Answers
What is a financial coach?
A: financial coach helps their clients with the basics of money
management: inducing budgeting, reducing household expenses.
The best way to reduce debt or get out of debt. They work with clients who
may have a bad relationship with money or who have other obstacles keeping
them from managing their finances well. Their goal is to help their
clients develop healthy money habits that will last.
What is your main website?
A: Website click here
What is a Financial Planner?
A: Financial planners work with individuals, families, to help these
clients understand their financial circumstances and
how to reach their short-term, mid-term and long-term financial
objectives. What we do is look at your current situation.
See any areas in which we can be improved and make recommendations. We
would look at things like income both incoming and
outgoing. To see what we can do to reduce expenses and place more of the
income into paying off debts. in some cases adding
insurance products such as short and long term disability, life insurance,
etc. We make recommendations on investing for the
short, mid and long term, including retirement. Sometimes we make
recommendations that the client feels is too passive or aggressive
and by working with the client with adjusting our plan to make it a better
fit.
What is credit repair?
A: Credit repair is removing incorrect or inaccurate information from your
credit report. In practice, we will improve your
credit score. It is illegal to make a false statement in the disputation
process. Often clients think it magic build to
improve their credit overnight. Often there is little incorrect
information that can be legally disputed. This leaves
the client to going through financial coaching, debt management, money
management, credit counseling & financial Planning to
improve their credit score or fico score.
Can credit repair help?
A: At Columbus Financial Coach & Success Coach a credit repair company
removes negative items from your credit report &
helps improve your credit score or Fico score on your credit report.
Making it easier to obtain a mortgage, car loans,
credit cards or insurance. No credit repair company can guarantee that a
a bad score will be improved.
What is money management?
A: Money management like money coaching or financial coaching helps you
better manage your money or your financial situation. What
we do is look at your current situation. See any areas in which we can be
improved and make recommendations. We would look at
things like income both incoming and outgoing. We will set up a budget to
see what we can to reduce expensively and place more
of the income into building savings, paying off debts and improving your
overall financial life or your life with money.
Why is debt management important?
Assessing debt management performance – Why It Is Important. The analysis
and management: In an ideal world we all want zero
debt. But let's be realistic, how many we have the money to buy a car or
a house without a loan from a bank or credit union?
So, we get the loan and pay it off over time, Great. We get comfortable
with the idea of having debt and we take advantage
of the credit cards giving us cash back or travel miles. With the idea, we
can pay it over in time. We end up over
spending and even might even run up the credit card so much we can't pay
even the minimum payment any longer (Your credit
card once was great, now spotty due to high debt and now can't get a zero
percent credit card to lower their payment. This
when we receive a call from the client telling me they can't pay there
bills help, help, help! So I hope this example tells
you why it is so important to manage your debt. Debt is an easy way to
financial hardship. This is when I do financial coaching
see above. I will try to have the client placed into a hardship program to
reduce the credit card debt interest and place
them on a payment plan (Credit Counseling see below).
What is credit counseling?
A: a credit counselor helps a client with debt management and paying off
credit card debt that will aid with credit repair.
Our duties include reviewing revenue for a customer and creating a plan to
help them manage or pay off a credit card and other
consumer debt.
Do credit counselors hurt your credit?
A: Participating in credit counseling does not affect credit scores
directly. But a comment may be added to the accounts in
your credit report that is being repaid through a credit counseling
program or debt management plan. So, lenders may see
that fact. However, that comment won't affect credit scores.
Is credit counseling a good idea?
A: Credit counseling can be a good resource for those who would like
assistance with their credit and financial plans.
What is a money coach?
A: Money coach like a financial coach helps you better manage your money
or your financial situation. What we do is look at
your current situation. See any areas in which we can be improved and make
recommendations. We would look at things like income
both incoming and outgoing. To see what we can to reduce expensively and
place more of the income into paying off debts and saving the plan.
Do I need a financial advisor, financial coach or financial planner?
A: Put simply, a financial advisor refers to anyone who helps clients
manage their money. A financial coach helps one one
with money issues, but also help one deal with the stress of the hardship
of a financial crisis. A financial planner may
also have certain areas of expertise, such as investment planning,
retirement planning or education funding planning.
What is Transnational Financial Life Coach or Success Coach?
A: Once we have all the Financial issues under control. (financial
coaching, money management money coaching, debt management,
credit counseling, & credit repair). This where we start looking at you a
whole person: Body, mind, and soul. This is a total
transformation what we at the "3 pillars of success" at Columbus Financial
Coach & Success Coach. By working on each pillar
physical, mental/emotional, and spiritual. This affects improving your
overall performance. Even if you work at a
dead-end job. You will improve your performance and attitude which interns
give you're better raises in pay and opens you up to
move up in the company. Now on the spiritual side: Zig Zeaglar stated
people that attended church regularly was able
to make $5000 over than the average person in salary. Now, what if we help
you connect to the spiritual side (enlightenment, higher vibrational
frequencies, higher state conscience). Your spiritual advisors (Angels,
Creditor, Supreme Spirit or God) guide you in life. How much can you make
if they guided you to success? Unlimited! This, not a new-age sales pitch.
Humans can and are having communications to the spiritual
universe, myself and many others are doing it, why not you?
How much should I pay for coaching?
A: our prices start at $27 a half-hour & $47 for an hour. We have packages
of $135 for 3 hours and $185 for 5 hours of
coaching. We can have payment plans or other agreements for clients in
hardship.
Can I do financial services myself, do I need to have a financial coach?
A: No, you can do it yourself. But the advantage of hiring someone is that
you will not have to spend hours researching how to do this financial
progress. And may avoid many of the pitfalls that an expert can help you
avoid.
In what situation does the client come to you for financial coaching &
financial services?
A: In most cases, clients come to me when there is financial pain or over
their head in debt, going through a devoice or other financial hardship.
What are your hours of operations?
A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for
any of our services.
Is there any situation where financial coaching can't help the client?
A: There are times where clients need overnight or short term rescuing.
Often our services need time to work and blossom. We can't offer instant
results. In these cases, I recommend looking at our law of attraction
service or manifesting services. I personally can't perform miracles but
God, Spirt & Universe can.
What is a financial coach?
A: financial coach helps their clients with the basics of money
management: inducing budgeting, reducing household expenses.
The best way to reduce debt or get out of debt. They work with clients who
may have a bad relationship with money or who have other obstacles keeping
them from managing their finances well. Their goal is to help their
clients develop healthy money habits that will last.
What is a Financial Planner?
A: Financial planners work with individuals, families, to help these
clients understand their financial circumstances and
how to reach their short-term, mid-term and long-term financial
objectives. What we do is look at your current situation.
See any areas in which we can be improved and make recommendations. We
would look at things like income both incoming and
outgoing. To see what we can do to reduce expenses and place more of the
income into paying off debts. in some cases adding
insurance products such as short and long term disability, life insurance,
etc. We make recommendations on investing for the
short, mid and long term, including retirement. Sometimes we make
recommendations that the client feels is too passive or aggressive
and by working with the client with adjusting our plan to make it a better
fit.
What is credit repair?
A: Credit repair is removing incorrect or inaccurate information from your
credit report. In practice, we will improve your
credit score. It is illegal to make a false statement in the disputation
process. Often clients think it magic build to
improve their credit overnight. Often there is little incorrect
information that can be legally disputed. This leaves
the client to going through financial coaching, debt management, money
management, credit counseling & financial Planning to
improve their credit score or fico score.
Can credit repair help?
A: At Columbus Financial Coach & Success Coach a credit repair company
removes negative items from your credit report &
helps improve your credit score or Fico score on your credit report.
Making it easier to obtain a mortgage, car loans,
credit cards or insurance. No credit repair company can guarantee that a
a bad score will be improved.
What is money management?
A: Money management like money coaching or financial coaching helps you
better manage your money or your financial situation. What
we do is look at your current situation. See any areas in which we can be
improved and make recommendations. We would look at
things like income both incoming and outgoing. We will set up a budget to
see what we can to reduce expensively and place more
of the income into building savings, paying off debts and improving your
overall financial life or your life with money.
Why is debt management important?
Assessing debt management performance – Why It Is Important. The analysis
and management: In an ideal world we all want zero
debt. But let's be realistic, how many we have the money to buy a car or
a house without a loan from a bank or credit union?
So, we get the loan and pay it off over time, Great. We get comfortable
with the idea of having debt and we take advantage
of the credit cards giving us cash back or travel miles. With the idea, we
can pay it over in time. We end up overspending
and even might even run up the credit card so much we can't pay even the minimum payment any longer (Your credit
card once was great, now spotty due to high debt and now can't get a zero
percent credit card to lower their payment. This
when we receive a call from the client telling me they can't pay there
bills help, help, help! So I hope this example tells
you why it is so important to manage your debt. Debt is an easy way to
financial hardship. This is when I do financial coaching
see above. I will try to have the client placed into a hardship program to
reduce the credit card debt interest and place
them on a payment plan (Credit Counseling see below).
What is credit counseling?
A: a credit counselor helps a client with debt management and paying off
credit card debt that will aid with credit repair. Our duties include
reviewing revenue for a customer and creating a plan to help them manage
or pay off a credit card and other
consumer debt.
Does credit counselors hurt your credit?
A: Participating in credit counseling does not affect credit scores
directly. But a comment may be added to the accounts in your credit report
that is being repaid through a credit counseling program or debt
management plan. So, lenders may see
that fact. However, that comment won't affect credit scores.
Is credit counseling a good idea?
A: Credit counseling can be a good resource for those who would like
assistance with their credit and financial plans.
What is a money coach?
A: Money coach like a financial coach helps you better manage your money
or your financial situation. What we do is look at
your current situation. See any areas in which we can be improved and make
recommendations. We would look at things like income
both incoming and outgoing. To see what we can to reduce expensively and
place more of the income into paying off debts and saving the plan.
Do I need a financial advisor, financial coach or financial planner?
A: Put simply, a financial advisor refers to anyone who helps clients
manage their money. A financial coach helps one one
with money issues, but also help one deal with the stress of the hardship
of a financial crisis. A financial planner may also have certain areas of
expertise, such as investment planning, retirement planning or education
funding planning.
What is Transnational Financial Life Coach or Success Coach?
A: Once we have all the Financial issues under control. (financial
coaching, money management money coaching, debt management,
credit counseling, & credit repair). This where we start looking at you a
whole person: Body, mind, and soul. This is a total transformation what we
at the "3 pillars of success" at Columbus Financial Coach & Success Coach.
By working on each pillar physical, mental/emotional, and spiritual. This
affects improving your overall performance. Even if you work at a
dead-end job. You will improve your performance and attitude which interns
give you're better raises in pay and opens you up to move up in the
company. Now on the spiritual side: Zig Zeaglar stated people that
attended church regularly was able to make $5000 over than the average
person in salary. Now, what if we help you connect to the spiritual side
(enlightenment, higher vibrational frequencies, higher state conscience).
Your spiritual advisors (Angels, Creditor, Supreme Spirit or God) guide
you in life. How much can you make if they guided you to success?
Unlimited! This, not a new-age sales pitch. Humans can and are having
communications to the spiritual
universe, myself and many others are doing it, why not you?
How much should I pay for coaching?
A: our prices start at $27 a half-hour & $47 for an hour. We have packages
of $135 for 3 hours and $185 for 5 hours of
coaching. We can have payment plans or other agreements for clients in
hardship.
Can I do financial services myself, do I need to have a financial coach?
A: No, you can do it yourself. But the advantage of hiring someone is that
you will not have to spend hours researching how to do this financial
progress. And may avoid many of the pitfalls that an expert can help you
avoid.
In what situation does the client come to you for financial coaching &
financial services?
A: In most cases, clients come to me when there is financial pain or over
their head in debt, going through a devoice or other financial hardship.
What are your hours of operations?
A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for
any of our services.
Is there any situation where financial coaching can't help the client?
A: There are times where clients need overnight or short term rescuing.
Often our services need time to work and blossom. We can't offer instant
results. In these cases, I recommend looking at our law of attraction
service or manifesting services. I personally can't perform miracles but
God, Spirt & Universe can.
A: financial coach helps their clients with the basics of money
management: inducing budgeting, reducing household expenses.
The best way to reduce debt or get out of debt. They work with clients who
may have a bad relationship with money or who have other obstacles keeping
them from managing their finances well. Their goal is to help their
clients develop healthy money habits that will last.
What is your main website?
A: Website click here
What is a Financial Planner?
A: Financial planners work with individuals, families, to help these
clients understand their financial circumstances and
how to reach their short-term, mid-term and long-term financial
objectives. What we do is look at your current situation.
See any areas in which we can be improved and make recommendations. We
would look at things like income both incoming and
outgoing. To see what we can do to reduce expenses and place more of the
income into paying off debts. in some cases adding
insurance products such as short and long term disability, life insurance,
etc. We make recommendations on investing for the
short, mid and long term, including retirement. Sometimes we make
recommendations that the client feels is too passive or aggressive
and by working with the client with adjusting our plan to make it a better
fit.
What is credit repair?
A: Credit repair is removing incorrect or inaccurate information from your
credit report. In practice, we will improve your
credit score. It is illegal to make a false statement in the disputation
process. Often clients think it magic build to
improve their credit overnight. Often there is little incorrect
information that can be legally disputed. This leaves
the client to going through financial coaching, debt management, money
management, credit counseling & financial Planning to
improve their credit score or fico score.
Can credit repair help?
A: At Columbus Financial Coach & Success Coach a credit repair company
removes negative items from your credit report &
helps improve your credit score or Fico score on your credit report.
Making it easier to obtain a mortgage, car loans,
credit cards or insurance. No credit repair company can guarantee that a
a bad score will be improved.
What is money management?
A: Money management like money coaching or financial coaching helps you
better manage your money or your financial situation. What
we do is look at your current situation. See any areas in which we can be
improved and make recommendations. We would look at
things like income both incoming and outgoing. We will set up a budget to
see what we can to reduce expensively and place more
of the income into building savings, paying off debts and improving your
overall financial life or your life with money.
Why is debt management important?
Assessing debt management performance – Why It Is Important. The analysis
and management: In an ideal world we all want zero
debt. But let's be realistic, how many we have the money to buy a car or
a house without a loan from a bank or credit union?
So, we get the loan and pay it off over time, Great. We get comfortable
with the idea of having debt and we take advantage
of the credit cards giving us cash back or travel miles. With the idea, we
can pay it over in time. We end up over
spending and even might even run up the credit card so much we can't pay
even the minimum payment any longer (Your credit
card once was great, now spotty due to high debt and now can't get a zero
percent credit card to lower their payment. This
when we receive a call from the client telling me they can't pay there
bills help, help, help! So I hope this example tells
you why it is so important to manage your debt. Debt is an easy way to
financial hardship. This is when I do financial coaching
see above. I will try to have the client placed into a hardship program to
reduce the credit card debt interest and place
them on a payment plan (Credit Counseling see below).
What is credit counseling?
A: a credit counselor helps a client with debt management and paying off
credit card debt that will aid with credit repair.
Our duties include reviewing revenue for a customer and creating a plan to
help them manage or pay off a credit card and other
consumer debt.
Do credit counselors hurt your credit?
A: Participating in credit counseling does not affect credit scores
directly. But a comment may be added to the accounts in
your credit report that is being repaid through a credit counseling
program or debt management plan. So, lenders may see
that fact. However, that comment won't affect credit scores.
Is credit counseling a good idea?
A: Credit counseling can be a good resource for those who would like
assistance with their credit and financial plans.
What is a money coach?
A: Money coach like a financial coach helps you better manage your money
or your financial situation. What we do is look at
your current situation. See any areas in which we can be improved and make
recommendations. We would look at things like income
both incoming and outgoing. To see what we can to reduce expensively and
place more of the income into paying off debts and saving the plan.
Do I need a financial advisor, financial coach or financial planner?
A: Put simply, a financial advisor refers to anyone who helps clients
manage their money. A financial coach helps one one
with money issues, but also help one deal with the stress of the hardship
of a financial crisis. A financial planner may
also have certain areas of expertise, such as investment planning,
retirement planning or education funding planning.
What is Transnational Financial Life Coach or Success Coach?
A: Once we have all the Financial issues under control. (financial
coaching, money management money coaching, debt management,
credit counseling, & credit repair). This where we start looking at you a
whole person: Body, mind, and soul. This is a total
transformation what we at the "3 pillars of success" at Columbus Financial
Coach & Success Coach. By working on each pillar
physical, mental/emotional, and spiritual. This affects improving your
overall performance. Even if you work at a
dead-end job. You will improve your performance and attitude which interns
give you're better raises in pay and opens you up to
move up in the company. Now on the spiritual side: Zig Zeaglar stated
people that attended church regularly was able
to make $5000 over than the average person in salary. Now, what if we help
you connect to the spiritual side (enlightenment, higher vibrational
frequencies, higher state conscience). Your spiritual advisors (Angels,
Creditor, Supreme Spirit or God) guide you in life. How much can you make
if they guided you to success? Unlimited! This, not a new-age sales pitch.
Humans can and are having communications to the spiritual
universe, myself and many others are doing it, why not you?
How much should I pay for coaching?
A: our prices start at $27 a half-hour & $47 for an hour. We have packages
of $135 for 3 hours and $185 for 5 hours of
coaching. We can have payment plans or other agreements for clients in
hardship.
Can I do financial services myself, do I need to have a financial coach?
A: No, you can do it yourself. But the advantage of hiring someone is that
you will not have to spend hours researching how to do this financial
progress. And may avoid many of the pitfalls that an expert can help you
avoid.
In what situation does the client come to you for financial coaching &
financial services?
A: In most cases, clients come to me when there is financial pain or over
their head in debt, going through a devoice or other financial hardship.
What are your hours of operations?
A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for
any of our services.
Is there any situation where financial coaching can't help the client?
A: There are times where clients need overnight or short term rescuing.
Often our services need time to work and blossom. We can't offer instant
results. In these cases, I recommend looking at our law of attraction
service or manifesting services. I personally can't perform miracles but
God, Spirt & Universe can.
What is a financial coach?
A: financial coach helps their clients with the basics of money
management: inducing budgeting, reducing household expenses.
The best way to reduce debt or get out of debt. They work with clients who
may have a bad relationship with money or who have other obstacles keeping
them from managing their finances well. Their goal is to help their
clients develop healthy money habits that will last.
What is a Financial Planner?
A: Financial planners work with individuals, families, to help these
clients understand their financial circumstances and
how to reach their short-term, mid-term and long-term financial
objectives. What we do is look at your current situation.
See any areas in which we can be improved and make recommendations. We
would look at things like income both incoming and
outgoing. To see what we can do to reduce expenses and place more of the
income into paying off debts. in some cases adding
insurance products such as short and long term disability, life insurance,
etc. We make recommendations on investing for the
short, mid and long term, including retirement. Sometimes we make
recommendations that the client feels is too passive or aggressive
and by working with the client with adjusting our plan to make it a better
fit.
What is credit repair?
A: Credit repair is removing incorrect or inaccurate information from your
credit report. In practice, we will improve your
credit score. It is illegal to make a false statement in the disputation
process. Often clients think it magic build to
improve their credit overnight. Often there is little incorrect
information that can be legally disputed. This leaves
the client to going through financial coaching, debt management, money
management, credit counseling & financial Planning to
improve their credit score or fico score.
Can credit repair help?
A: At Columbus Financial Coach & Success Coach a credit repair company
removes negative items from your credit report &
helps improve your credit score or Fico score on your credit report.
Making it easier to obtain a mortgage, car loans,
credit cards or insurance. No credit repair company can guarantee that a
a bad score will be improved.
What is money management?
A: Money management like money coaching or financial coaching helps you
better manage your money or your financial situation. What
we do is look at your current situation. See any areas in which we can be
improved and make recommendations. We would look at
things like income both incoming and outgoing. We will set up a budget to
see what we can to reduce expensively and place more
of the income into building savings, paying off debts and improving your
overall financial life or your life with money.
Why is debt management important?
Assessing debt management performance – Why It Is Important. The analysis
and management: In an ideal world we all want zero
debt. But let's be realistic, how many we have the money to buy a car or
a house without a loan from a bank or credit union?
So, we get the loan and pay it off over time, Great. We get comfortable
with the idea of having debt and we take advantage
of the credit cards giving us cash back or travel miles. With the idea, we
can pay it over in time. We end up overspending
and even might even run up the credit card so much we can't pay even the minimum payment any longer (Your credit
card once was great, now spotty due to high debt and now can't get a zero
percent credit card to lower their payment. This
when we receive a call from the client telling me they can't pay there
bills help, help, help! So I hope this example tells
you why it is so important to manage your debt. Debt is an easy way to
financial hardship. This is when I do financial coaching
see above. I will try to have the client placed into a hardship program to
reduce the credit card debt interest and place
them on a payment plan (Credit Counseling see below).
What is credit counseling?
A: a credit counselor helps a client with debt management and paying off
credit card debt that will aid with credit repair. Our duties include
reviewing revenue for a customer and creating a plan to help them manage
or pay off a credit card and other
consumer debt.
Does credit counselors hurt your credit?
A: Participating in credit counseling does not affect credit scores
directly. But a comment may be added to the accounts in your credit report
that is being repaid through a credit counseling program or debt
management plan. So, lenders may see
that fact. However, that comment won't affect credit scores.
Is credit counseling a good idea?
A: Credit counseling can be a good resource for those who would like
assistance with their credit and financial plans.
What is a money coach?
A: Money coach like a financial coach helps you better manage your money
or your financial situation. What we do is look at
your current situation. See any areas in which we can be improved and make
recommendations. We would look at things like income
both incoming and outgoing. To see what we can to reduce expensively and
place more of the income into paying off debts and saving the plan.
Do I need a financial advisor, financial coach or financial planner?
A: Put simply, a financial advisor refers to anyone who helps clients
manage their money. A financial coach helps one one
with money issues, but also help one deal with the stress of the hardship
of a financial crisis. A financial planner may also have certain areas of
expertise, such as investment planning, retirement planning or education
funding planning.
What is Transnational Financial Life Coach or Success Coach?
A: Once we have all the Financial issues under control. (financial
coaching, money management money coaching, debt management,
credit counseling, & credit repair). This where we start looking at you a
whole person: Body, mind, and soul. This is a total transformation what we
at the "3 pillars of success" at Columbus Financial Coach & Success Coach.
By working on each pillar physical, mental/emotional, and spiritual. This
affects improving your overall performance. Even if you work at a
dead-end job. You will improve your performance and attitude which interns
give you're better raises in pay and opens you up to move up in the
company. Now on the spiritual side: Zig Zeaglar stated people that
attended church regularly was able to make $5000 over than the average
person in salary. Now, what if we help you connect to the spiritual side
(enlightenment, higher vibrational frequencies, higher state conscience).
Your spiritual advisors (Angels, Creditor, Supreme Spirit or God) guide
you in life. How much can you make if they guided you to success?
Unlimited! This, not a new-age sales pitch. Humans can and are having
communications to the spiritual
universe, myself and many others are doing it, why not you?
How much should I pay for coaching?
A: our prices start at $27 a half-hour & $47 for an hour. We have packages
of $135 for 3 hours and $185 for 5 hours of
coaching. We can have payment plans or other agreements for clients in
hardship.
Can I do financial services myself, do I need to have a financial coach?
A: No, you can do it yourself. But the advantage of hiring someone is that
you will not have to spend hours researching how to do this financial
progress. And may avoid many of the pitfalls that an expert can help you
avoid.
In what situation does the client come to you for financial coaching &
financial services?
A: In most cases, clients come to me when there is financial pain or over
their head in debt, going through a devoice or other financial hardship.
What are your hours of operations?
A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for
any of our services.
Is there any situation where financial coaching can't help the client?
A: There are times where clients need overnight or short term rescuing.
Often our services need time to work and blossom. We can't offer instant
results. In these cases, I recommend looking at our law of attraction
service or manifesting services. I personally can't perform miracles but
God, Spirt & Universe can.
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