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Credit Repair helps you Remove Negative Items from your Credit Report

Over the years, there has been a stigma attached to having bad credit. This doesn’t mean anyone is set out to be irresponsible; sometimes medical bills or other unexpected items come up, putting people in difficult financial positions. Other times, the mistakes of youth stick with most people on their credit report much longer than they would like.

Having bad credit is an unfortunate problem that a lot of people face, especially in today's economic climate. Having a poor credit score can have a very negative impact on your financial health and can result in higher interest rates, loan application rejections, and more. That's why so many people have turned to credit repair companies to help fix their credit and improve their FICO scores. 
 

Credit repair involves cleaning up negative information on your credit report that may have slipped through the cracks, such as errors and delinquent accounts. Although it can be a do-it-yourself project, it is advisable to hire a credit repair company to completely clean up incorrect or duplicate listings on your credit report. Attempting to improve your credit score by yourself can be a slow process but enlisting the help of a credit repair company could move you more quickly along the road to a clean credit report and better credit score. 

Credit repair companies are experts at credit legislation and spotting these erroneous listings — holding credit bureaus, banks, debt collectors and lenders accountable for reporting accurate information. Credit repair services work by helping to remove negative items from your credit reports such as late payments, liens, foreclosures, repossessions, and more. 

Columbus Financial & Success Coach is a trusted name in the credit repair industry with a history of satisfied customers. As a respected company with an impeccable service record, Columbus Financial & Success Coach is upfront about the fees clients will have to pay. They provide the full terms and conditions of their services before letting you hand over your resources.

Start your credit repair journey today with Columbus Financial & Success Coach and relish an extraordinary experience. Columbus Financial & Success Coach accumulate hours and hours of experience and continue to develop a level of expertise in credit repair that only experts who have dedicated themselves to credit repair can attain. When you have less-than-stellar credit, managing and improving your finances is key to giving yourself the best chance of lender approval.

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

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How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
 Life Coaching has Immensely Helped Turn People’s Lives Around
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More

 

Life Coaching has Immensely Helped Turn People’s Lives Around

Life Coaching is profoundly different from consulting, mentoring, advice, therapy, or counseling. Life coaching addresses specific personal projects, business successes, general conditions and transitions in a client's personal life, relationships or profession by examining what is going on right now, discovering what your obstacles or challenges might be and choosing a course of action to make your life be what you want it to be.

Life coaching is a designed alliance between coach and client where the coaching relationship continually gives all the power back to you, the client. Derek Bliedung, a transnational financial life coach believes that you know the answers to every question or challenge you may have in your life, even if those answers appear to be obscured, concealed or hidden inside. His skills are about knowing the right questions to ask and having the right tools and techniques to empower you to find those answers within yourself.




Every day we make choices to do or not do many things. These choices may range from profound to trivial and each one has an effect that makes our lives more fulfilling or less fulfilling, more balanced or less balanced, which makes our process of living more effective or less effective. Life coaching helps you learn how to make choices that create an effective, balanced and fulfilling life.

Changing your mindset is the key to moving forward and making progress. Life coaching enhances your mental and physical health. We all deal with a certain amount of stress in our lives, but if we are able to identify those sources of stress, understand what our challenges are, and develop a plan; we can truly lead an amazing life.

Knowing what you want can be half the battle in life. Life coaching is an ongoing professional relationship that can help you to produce extraordinary results in your life, career and/or businesses. It is an opportunity to focus on your dreams and aspirations.

Life coaching gives you the space to think about you, your thoughts and feelings and about what is important to you. This process can be truly life-changing and can enable you to carve the space in your life for your goals and what is important to you. In the long run, you’ll move into a happier and more fulfilling life, one that is aligned with your values and how you define a sense of purpose.

If you have any financial issues we can help! Call or visit our web page today.  
Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

If you enjoyed this article & news release? See related articles & news Release:


How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach

5 Startup Steps Every Young Entrepreneur Needs to Take

Are you a young entrepreneur with a great idea for a small business? Wondering where you should begin? Building a successful startup takes more than just a good idea. It takes hard work, patience, and the right amount of planning. To get you started on the path to success, here are a few steps to help turn your startup into a thriving business.

Create a Productive Office at Home

Working on a start-up means most of your hours are going to be spent in the field or behind the scenes. Since you don’t have an office, you will need somewhere to work on building your business and making it into a success. That’s why an efficient home office is a must for you. Start by looking for a space inside your home that is free of other distractions. As a general rule of thumb, living rooms and bedrooms aren’t going to be the best place to focus on your work. Choose a corner or spare room away from living areas, and keep televisions out. Be sure to pick up some quality equipment as well, like a lightweight laptop and a smartphone.

Look Into Your Funding Options

If you’re going to create a successful startup, you’ve got to have some sound financial sources. Thankfully, there are quite a few small business loans that you can access to provide cash your startup needs. However, if you decide to go this route, make sure you check out your credit report and keep it clean so you can access financing options such as small business loans and business credit cards. When a loan is not an option or you just don’t want to deal with payments, there are other ways to fund your startup. You could bootstrap your own funds, crowdsource, or look for an angel investor to back your new business.

Build a Solid Business Plan

One of the most important steps you can take when starting a small business is to develop a detailed business plan. Aside from a requirement for loans and another business financing, having a business plan will allow you to carefully review each step you will take in the coming months. You will be able to see any improvements that need to be made, then take your next business steps with confidence. If you need some help getting started, you can download an app that will guide you through the process or look for workshops at a local college or business association.

Learn How to Relieve Stress

Starting a new business is a big step in your life, and you should be excited to take it. Building a successful business, however, can also be very stressful. Startup stress is very real and can have serious impacts on your health and mental wellness. When you are personally vested in your business and success, it becomes hard to separate your business life from your personal life, but you have to find some ways to positively cope with stress. Simple stress-relief practices, like meditation or yoga, can help relieve tension and keep you feeling happy and healthy. Even something as small as learning to say “no” can have a big impact on your stress levels.

Don’t Be Deterred by Failure or Setbacks

Failure is a part of success. That’s a hard lesson for most young business owners to learn, but the truth is that you will fail in some ways and you will have setbacks. Learning to overcome your failures and evolve because of them is the true key to long-term success. Make setbacks a part of your business plan or roadmap to success, and plan ahead to work around them. Try to become a positive thinker and keep moving forward in the face of obstacles. Above all, don’t be afraid to reach out to friends, family members, or even professionals for support.

If you want to build a new business from the ground up, you need the right tools to create a solid foundation. Planning can go a long way in helping your business succeed, but having some help never hurts either. Combined, you have all you need to help your business thrive.

Photo Credit: Pexels

If you enjoyed this article & news release? See related articles & news Release:

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Debt Counseling can help you repay your Debts Perfectly   
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Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around

Passive Income can help you Earn More without Working More

Passive income is basically income that you generate without doing much for it on an on-going basis. This means income that you receive regardless of whether you’re physically working at the time.

Passive income is the most lucrative form of income, and it can set you free and give you more time to focus on what you want to do in life – what you really want to be doing with your time. Passive Income gives you more time to work on yourself; you are able to spend more time with your loved ones, and you are free to go on holiday as you wish. You can travel the world, and do whatever you want.

Not having enough money or being trapped by a job is going to kill your motivation and make you feel like you can’t get to where you want to get to. A lot of people spend their time working every day but hate their jobs and who they work for. There are always new things and new opportunities to make income, and you don’t need to be physically working to enjoy an income.

If you are tired of working for a living and making someone else rich with your hard work, Columbus Financial and Success Coach can introduce you to a better way to let your money work for you instead of you working for your money. The rich don't work for their money; they enslave their money to work for them. And you can do it too. You just need the desire and commitment to change your life today!

Columbus Financial and Success Coach will introduce you to a simple system called passive income which can change your life. With passive income, you’ll go from working for a living to letting your money work for you. Your money works for you and you don't work for your money. You don't need a $100,000.00 or $50,000.00 to start. Can you believe just $30 will start you on your way to a new life?

Call Columbus Financial and Success Coach today, at 614 282 3162 or visit their website at http://www.columbusfinancialcoach.com

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

If you enjoyed this article & news release? See related articles & news Release:
 
How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
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Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
Understanding the Complete Picture of Homeowner Finances

Understanding the Complete Picture of Homeowner Finances

Understanding the Complete Picture of Homeowner Finances

While many different valuable subjects are taught in school, many people enter adulthood without a proper knowledge of financial planning. This can lead to poor decisions and money management down the line. It is important for adults to be knowledgeable about their finances, but this is even more critical if they are planning on purchasing a home. While you may not have the time for a full-fledged financial education, you will definitely benefit from a brief overview of important financial preparation techniques. Here are some personal finance hacks you may not be familiar with that can help reduce stress as you prepare to buy a home.

Understand Your Complete Financial Picture

The most important thing you can do with regard to your finances when you are preparing to buy a house is to form a complete picture of your current financial situation and how the purchase of a home will affect it. The best way to do that is to audit your assets and finances. Start by writing out two columns for your assets (your property with value) and your liabilities (money you owe). In the assets column, write in your current bank account total, along with any savings, stocks, and spare cash you have. Next, add in the value of your property, like your car and any higher-priced electronic devices. In the liabilities column, write down debts of any kind you may owe, including credit card debt, taxes, and more.

Compare the two numbers to see whether your worth currently nets positive, negative, or neutral. You can use this total to determine the ideal price for your home, as well as what steps you need to take to pay for it without drastically changing your current standard of living. In particular, try to pay off your debt as soon as possible to remove any additional drains on your income. 

Calculate the Associated Costs

Many home buyers know how to plan for a mortgage payment, but it is common for new buyers to forget about the other costs associated with the purchase and maintenance of a home. In addition to the main price of the property, you’ll also have to pay for the utilities and HOA dues, as well as any routine maintenance that may be required. If you are buying a house in less than stellar shape, you may also want to hire a home inspector to look over your home before you buy it. Be sure to account for these costs in your budget -- you can use an online home cost calculator to determine the true cost of the property.

Cut Costs Wherever You Can

Saving is generally understood as a useful way to be financially stable, but what is less widely understood is precisely how to save. It is a much easier process if you have calculated your assets, liabilities, and net worth.  If you have an expected value for the home you are about to purchase and roughly know how much you’ll be paying per month, you can estimate how much money you will need to save each month for your home. While a significant difference between your current monthly net profit and the cost of the house may indicate the house is too expensive for you at the present time, a closer pair of numbers means that you will be able to pay for your house, with a few adjustments to your current routine.

You can save a large amount of money each month by reducing the amount of fast food and processed food you consume. Even though it may mean you will have to take an extra hour each day to cook, home-cooked food will generally be less expensive than paying for convenience -- and it will make you healthier, to boot. 

Another way you can cut costs is by reducing the amount you spend on entertainment. While this doesn’t mean you have to refuse engagements with your friends, it is advisable to cut the amount you drink at night -- drinks and activities rapidly add up before you know it. 

Buying a house is a costly proposition, but you can manage it as long as you have a full understanding of the associated costs and your current financial position. Once you’ve purchased it, continue to practice your money-saving habits to become even more financially stable as a new homeowner.

Photo Credit: Pexels.com

If you enjoyed this article & news release? See related articles & news Release:

How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
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Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
Understanding the Complete Picture of Homeowner Finances

Credit Repair helps you Remove Negative Items from your Credit Report

Credit Repair helps you Remove Negative Items from your Credit Report

Over the years, there has been a stigma attached to having bad credit. This doesn’t mean anyone is set out to be irresponsible; sometimes medical bills or other unexpected items come up, putting people in difficult financial positions. Other times, the mistakes of youth stick with most people on their credit report much longer than they would like.

Having bad credit is an unfortunate problem that a lot of people face, especially in today's economic climate. Having a poor credit score can have a very negative impact on your financial health and can result in higher interest rates, loan application rejections, and more. That's why so many people have turned to credit repair companies to help fix their credit and improve their FICO scores.

Credit repair involves cleaning up negative information on your credit report that may have slipped through the cracks, such as errors and delinquent accounts. Although it can be a do-it-yourself project, it is advisable to hire a credit repair company to completely clean up incorrect or duplicate listings on your credit report. Attempting to improve your credit score by yourself can be a slow process but enlisting the help of a credit repair company could move you more quickly along the road to a clean credit report and better credit score. 

Credit repair companies are experts at credit legislation and spotting these erroneous listings — holding credit bureaus, banks, debt collectors and lenders accountable for reporting accurate information. Credit repair services work by helping to remove negative items from your credit reports such as late payments, liens, foreclosures, repossessions, and more.

Columbus Financial & Success Coach is a trusted name in the credit repair industry with a history of satisfied customers. As a respected company with an impeccable service record, Columbus Financial & Success Coach is upfront about the fees clients will have to pay. They provide the full terms and conditions of their services before letting you hand over your resources.

Start your credit repair journey today with Columbus Financial & Success Coach and relish an extraordinary experience. Columbus Financial & Success Coach accumulate hours and hours of experience and continue to develop a level of expertise in credit repair that only experts who have dedicated themselves to credit repair can attain. When you have less-than-stellar credit, managing and improving your finances is key to giving yourself the best chance of lender approval.

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

If you enjoyed this article & news release? See related articles & news Release:

Debt Counseling can help you repay your Debts Perfectly   
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Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
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Debt Counseling can help you repay your Debts Perfectly

Debt Counseling can help you repay your Debts Perfectly

A lot of people struggle to keep on top of their financial situation and fail to meet their debt repayments as their expenses exceed their income. If you are over-indebted and unable to repay all your financial obligations in a timely manner, or your total debt repayments exceed your net income after living expenses have been paid for, and you fear it may stay like this for a while, you may want to consider debt counseling.

Over-indebtedness occurs when a consumer is unable to repay all financial obligations in a timely manner and/or where total debt repayments exceed net income after living expenses has been paid for. Being over-indebted results from various factors, including applying for loans which would render you over-indebted or living a lifestyle that is above your means or even by unexpected incidents like losing employment or being in a serious accident. These situations can incur serious debt; it can result in skipping payments to some creditors and only paying a few in order to keep head above water each month.

Debt counseling is intended to assist over-indebted consumers struggling with debt through budget advice, negotiation with credit providers for reduced payments and restructuring of debts. This is a great process for anyone with an income and struggling to meet their monthly obligations.

It is common for people to have debt in order to make monthly ends meet. When they go to debt counselors, their biggest problem is often a fear of the unknown – of being unaware of what their options are. Debt counseling will not only help steer such people in one direction but give them unbiased information. The debt counseling will help you overcome obstacles that are holding you back from being able to meet your finical obligations. Often debt counselors can help formulate a budget that will help better manage your current financial situation and get you back on the right track.

Columbus Financial & Success Coach comprises extremely qualified, knowledgeable, and supportive debt counselors that will negotiate with credit providers on the behalf of clients, as well as design and implement an affordable debt repayment plan. Their number one goal is to understand what a consumer’s main financial goal is, so they can empower them to resolve the issue and stay focused. Columbus Financial & Success Coach aims to empower clients to take control of their finances, as well as their future financial decisions.

If you are in serious debt, consult a debt counselor who will arrange a repayment schedule with your creditors. Over-indebtedness should be dealt with as soon as possible. Do not leave the situation to deteriorate before seeking financial assistance. The experts at the Columbus Financial & Success Coach understands how hard it is to ask for help in your time of need. We are experienced with working with people from all walks of life and income levels. We fully understand this is a stressful time in your life and we make this experience a positive one.

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

If you enjoyed this article? See related articles:

How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
Understanding the Complete Picture of Homeowner Finances

News Release - Columbus Financial & Success Coach Relocates to Springfield Ohio

For Immediate Release
Media Contact
Derek Bliedung
614-282-3162
Columbus Financial & Success Coach
http://www.columbusfinancialcoach.com

After phenomenal growth in Columbus, Ohio, Columbus Financial & Success Coach is pleased to announce that they have relocated to Springfield, Ohio to better serve both the Columbus, Ohio and the Dayton, Ohio markets

In recent years, Columbus Financial & Success Coach has been growing rapidly, in terms of clientele, staff, as well as technologies. To cope with the rapid growth of their company, Columbus Financial & Success Coach is constantly upgrading their office facilities to serve their clients better, as well as allowing their staff to have a better working environment.
Columbus Financial & Success Coach, Relocates, Springfield Ohio, Columbus Financial and Success Coaching, financial planning, money management, debt management, credit repair

Furthermore, Columbus Financial & Success Coach is an innovative firm. With a team that has close bonding, they are able to strive and excel even further; therefore relocating to Springfield, Ohio and upgrading their office facilities constantly will give them a more comfortable place to work in and perfectly serve both the Columbus, Ohio and the Dayton, Ohio markets. A better working environment will help the Columbus Financial & Success Coach team members to be motivated and perform their day-to-day tasks more effectively and efficiently.

Customer satisfaction has always been Columbus's Financial & Success Coach’s first priority. They strive to build healthy relationships with their clients by identifying their needs and providing the best possible experience for them. Columbus Financial & Success Coach puts the needs and requirements of a client ahead of anything and everything else.

About Columbus Financial & Success Coach
Columbus Financial & Success Coach is a family-owned and operated firm. It was founded in 2011 by Derek P. Bliedung, a phenomenal and successful financial life coach with over 10 years of experience in the financial services industry.

Columbus Financial & Success Coach has one major goal – to help people get out of debt, save towards their goals and enjoy the freedom that comes with being in control of their money. Their mission is to enable people to live their ideal lives by making the most of their assets and investing wisely for that future. Helping people and doing right by them is what inspired Columbus Financial & Success Coach to get into this line of work.

For more information, please visit: http://www.columbusfinancialcoach.com

If you enjoyed this article & news release? See related articles & news Release:

Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
life Coaching has Immensely Helped Turn People’s Lives Around
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Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
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How Stay-at-Home Moms Can Start Their Own Successful Businesses

While the June Cleaver days are a thing of the past, research suggests that the number of stay-at-home moms is on the rise. This is good news considering a recent study found the children in these homes have increased school performance and are less apt to have behavioral problems and higher stress levels. But these results don’t come without blood, sweat, and tears.

Compiled data from surveys compares the responsibilities of a mom to someone working two and a half full-time jobs. Even so, this isn’t stopping “mompreneurs” from starting their own (now extremely successful) businesses while raising a family. In fact, the number of women-owned businesses increased by 54 percent between 1997 and 2012. Here’s how to get started if you’re a mom who wants to dip her toe in the entrepreneurial pond.

Business Ideas
There are two routes you can choose: starting your own business based on your current or previous career or turning a hobby or passion project into a full-time gig. For example, if you were are an accountant at a firm, perhaps you start your own tax business, or turn a teaching career into an opportunity to tutor children — either online or in your home. While business ideas are only limited by your passion and creativity, other popular ideas include becoming a virtual assistant, collectibles dealer, graphic artist/designer (from websites to personal branding to greeting cards), craftswoman (think jewelry, furniture, etc.), freelance writer, gardener (even for herbs used to make handmade soaps, etc.), hairdresser or esthetician, and many more.

Getting Started
All the enthusiasm in the world won’t replace having a concrete and organized plan. Additionally, you need to have the right characteristics to run a successful business. In order to get your idea off the ground, you’ll need to possess self-motivation, great problem-solving skills, and a willingness to give 100 percent each and every day.

⦁    Research your business idea to ensure there’s a need in your market. If it’s something that’s already popular, identify how you can make your business better/faster/more unique, etc., by analyzing your competition.

⦁    Making a business plan can be a time-consuming process, yet it’s the foundation for your success and an absolute must if you plan on obtaining money from an investor or bank. If you’re self-funding your startup, a more simple one-page brief will do — something that states goals, who/what the competition is, a clear vision of what your concept is, how you intend to market it, and financial projections.

⦁    Take care of any applicable licenses and permits and decide upon what type of ⦁    accounting system you’re going to use. You may even opt to have a pro handle this if you’re not a numbers person.

⦁    Once you’ve established the basics, you need to figure out how to market your business, to create a plan that includes several tactics just in case one doesn’t prove to be fruitful.


Set Yourself Up for Success
Running a business from home with kids is no easy task, so make sure you’ve got an office that sets you up for success. Ideally, this is a separate room where you can close the door so you’re free from noise and distractions. Keep in mind that just because you’re running a company from your living room doesn’t mean it’s any less professional. So, chocolate fingerprints on invoices and kids screaming in the background when you’re on an important call won’t cut it. Get a good organizational system in place such as filing cabinets, drawers, shelving systems — whatever works for you.

Perhaps the most difficult aspect of being a mom and a business owner is achieving a work-life balance. Make sure you’re scheduling time each day for yourself to do something you enjoy outside of your family and work. Don’t forget to administer self-care (exercise, getting enough sleep, eating well, meditating, doing something social) so you don’t burn out.

Photo Credit: Pixabay

By

Julie Morris

Life and Career Coach

juliemorris.org
If you enjoyed this article & news release? See related articles & news Release:


How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
Understanding the Complete Picture of Homeowner Finances
How Stay-at-Home Moms Can Start Their Own Successful Businesses

The Benefits of Financial Planning

Financial planning is the long-term method of wisely managing your finances so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life.

Failing to plan is planning to fail. Fulfilling your future needs and improving your standard of living depends on the plans you make today and that is why financial planning is very important. The benefits of financial planning include:

Long-Term Goals
Some milestones are very important in life. Be it a family car, your own house, your children’s education or their marriage; it is a responsibility to fulfill these needs. Financial planning is a process of making a proper financial plan to meet your financial goals in a specific period of time. It is better to plan early since investing options may earn high returns over a period of time. Investing your money from now will make it easier to achieve such long-term goals. Financial planning ensures that the right amount of money is available in the right hands at the right time to achieve specific financial goals.

Risk Management
Financial planning improves risk management. Taking adequate life cover and health cover is critical. When you do financial planning, you can determine the amount of cover you need with greater certainty. Thus you do not overpay for unnecessary insurance and also do not end up with a lower than necessary cover.


Emergencies
Prevention is better than cure and when it’s about money, getting ready is better than regret. There might be unavoidable and unexpected times ahead which may become hurdles before your goals. Financial planning helps you to stay ready for such situations without affecting primary objectives.

Personal Finances
Financial planning is the process of managing your money to achieve personal economic satisfaction, thereby providing a feeling of security and less stress. It helps reduce the cost of personal finance. When you undertake financial planning, you can cut down on many personal finance costs. A good example is by doing away with any investment which carries high charges.
Retirement



While it’s important to meet your family goals, it is a general objective to have a comfortable retired life. If you’re planning retirement, you should plan to invest from now because the magic of compounding is experienced if stayed invested for a long term. Financial planning helps you create an adequate corpus for retirement when expenses continue but income seems to be drying up.
In conclusion, financial planning arises from the need for meeting the financial goals of one's life. This helps you to take a comprehensive look towards cash flow, debt management, education funding, retirement planning, estate conservation, and portfolio management. With financial planning, you can make informed and great decisions about your investments.

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com

If you enjoyed this article? See related articles: 

How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
Understanding the Complete Picture of Homeowner Finances
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Life Coaching has Immensely Helped Turn People’s Lives Around

Life Coaching is profoundly different from consulting, mentoring, advice, therapy, or counseling. Life coaching addresses specific personal projects, business successes, general conditions and transitions in a client's personal life, relationships or profession by examining what is going on right now, discovering what your obstacles or challenges might be, and choosing a course of action to make your life be what you want it to be.

Life coaching is a designed alliance between coach and client where the coaching relationship continually gives all the power back to you, the client. Derek Bliedung, a transnational financial life coach believes that you know the answers to every question or challenge you may have in your life, even if those answers appear to be obscured, concealed or hidden inside. His skills are about knowing the right questions to ask and having the right tools and techniques to empower you to find those answers within yourself.




Every day we make choices to do or not do many things. These choices may range from profound to trivial and each one has an effect that makes our lives more fulfilling or less fulfilling, more balanced or less balanced, that makes our process of living more effective or less effective. Life coaching helps you learn how to make choices that create an effective, balanced and fulfilling life.

Changing your mindset is the key to moving forward and making progress. Life coaching enhances your mental and physical health. We all deal with a certain amount of stress in our lives, but if we are able to identify those sources of stress, understand what our challenges are, and develop a plan; we can truly lead an amazing life.

Knowing what you want can be half the battle in life. Life coaching is an ongoing professional relationship that can help you to produce extraordinary results in your life, career and / or businesses. It is an opportunity to focus on your dreams and aspirations.

Life coaching gives you the space to think about you, your thoughts and feelings and about what is important to you. This process can be truly life-changing and can enable you to carve the space in your life for your goals and what is important to you. In the long run, you’ll move into a happier and more fulfilling life, one that is aligned with your values and how you define a sense of purpose.

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach
614-282-3162
www.columbusfinancialcoach.com


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Quote from Dale Carnegie

Any fool can criticize,and complain - and most fools do."
~ Dale Carnegie

This one is dedicated to customers service professional & hospitality workers  that have to deal with these fool daily! This Bud for you.

Money saving Management Tips: The way to get more today and saving for tomorrow

An easy way to reduce the expensive by 50% off restaurant food is to only eat half and bring the rest home, for another meal. I learned a trick from a local radio station on WNCI was to eat an apple before you go out to eat. The high fiber in the apple will fill you up and make you less hungry. Don't forget about coupons and the entertainment book.

read the rest of the article follow the link.

5 Skills You Can Learn Online

5 Skills You Can Learn Online

Often, people find their daily routine to become repetitive and boring. Picking up a new hobby or learning a skill may help break-up the monotonous drone of your day, and possibly open up more opportunities in your life. In the past, learning a skill or hobby required you to take extra time out of your day beyond work and home. Fortunately, you can tap into some classes online at your convenience.


Foreign Languages

Most of all, one of the most readily accessible and easily taught skills is to learn a foreign language. There are several programs and services out there that assist in your learning, but perhaps one of the most user-friendly language software out there is Duolingo. The design is minimalistic and simple, has several common languages such as German, Spanish, and French - as well as a few uncommon ones including Swedish, Gaelic and even Hebrew. If you have some training in a foreign language they provide, you will complete a placement test to see where you need to be placed. Duolingo also has a phone app so you can learn on the go. Best of all, it’s all free.



Coding
Coding is a language of its own, you can learn to code through the Internet. There are several coding languages, and one of the most common and popular services for learning the basics of coding is Codeacademy. Several languages that Codeacademy offers for learning are HTML, CSS, Python, Ruby, JavaScript, SQL, among others. Like Duolingo, Codeacademy is free.


Chess
The defining strategy board game for centuries, chess has created a huge impact on modern culture and is played by millions of people. Worldwide tournaments are held to see who the most skilled chess player in the world is. Played on an 8x8 grid by two players, each with 16 pieces: 1 King, 1 Queen, 2 Knights, 2 Rooks, 2 Bishops, and 8 Pawns. Each of these six different pieces moves and behave differently than the others. Some can only move in straight lines, or only diagonally. The game ends by checkmate, which means that the opponent’s King can no longer avoid being captured by your pieces. There are hundreds of strategies and theories that may be used to achieve a checkmate, and most of them have continually evolved strategies as the game progresses, i.e., “If the opponent does this, I need to do this.” There are several free chess software available online and on your phone.


Gardening and Landscaping

If you find that your house could do with a little more curb appeal, then you may be interested in taking up gardening and landscaping. If done properly, any DIY improvements can even increase the value of your property. Gardening deals almost exclusively with plants, but landscaping can go anywhere from planting trees to installing huge water fountains, and gorgeous rock formations. There are several resources available online to help you get started, such as HGTV and the DIY Network.


Blacksmithing
A skill and trade that has seen better days, blacksmithing is the art and craft of heating, shaping, and cooling iron and steel. Most people automatically jump to images of swords and armor when they think of blacksmithing. While crafting arms and armor is part of the skill, blacksmiths also make horseshoes, tools including pickaxes, hammers and shovels, and construction materials such as nails and hooks.


Regardless of what you may be interested in picking up as a hobby or skill, you can learn them at home online. Whether you’re learning a new language or beating steel into a knife, you’re sure to find something online to get you started.

Photo Credit: Pexels

By Julie Morris

Life and Career Coach

juliemorris.org

If you enjoyed this article & news release? See related articles & news Release:


How to Repair Your Own Credit & Fico Score
Debt Counseling can help you repay your Debts Perfectly   
The Benefits of Financial Planning
Credit Repair helps you Remove Negative Items from your Credit Report 
Passive Income can help you Earn More without Working More
Columbus Financial & Success Coach Offers Specialized Financial Secrets to Aid One Become Very Successful In Life
Happy Client Testifies to the Goodness of Columbus Financial & Success Coach
Life Coaching has Immensely Helped Turn People’s Lives Around
5 Startup Steps Every Young Entrepreneur Needs to Take
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How Stay-at-Home Moms Can Start Their Own Successful Businesses
5 Skills You Can Learn Online