Wednesday, August 29, 2018

How Stay-at-Home Moms Can Start Their Own Successful Businesses

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While the June Cleaver days are a thing of the past, research suggests that the number of stay-at-home moms is on the rise. This is good news considering a recent study found the children in these homes have increased school performance and are less apt to have behavioral problems and higher stress levels. But these results don’t come without blood, sweat, and tears.

Compiled data from surveys compares the responsibilities of a mom to someone working two and a half full-time jobs. Even so, this isn’t stopping “mompreneurs” from starting their own (now extremely successful) businesses while raising a family. In fact, the number of women-owned businesses increased 54 percent between 1997 and 2012. Here’s how to get started if you’re a mom who wants to dip her toe in the entrepreneurial pond.

Business Ideas
There are two routes you can choose: starting your own business based on your current or previous career or turning a hobby or passion project into a full-time gig. For example, if you were are an accountant at a firm, perhaps you start your own tax business, or turn a teaching career into an opportunity to tutor children — either online or in your home. While business ideas are only limited by your passion and creativity, other popular ideas include becoming a virtual assistant, collectibles dealer, graphic artist/designer (from websites to personal branding to greeting cards), craftswoman (think jewelry, furniture, etc.), freelance writer, gardener (even for herbs used to make handmade soaps, etc.), hairdresser or esthetician, and many more.

Getting Started
All the enthusiasm in the world won’t replace having a concrete and organized plan. Additionally, you need to have the right characteristics to run a successful business. In order to get your idea off the ground, you’ll need to possess self-motivation, great problem-solving skills, and a willingness to give 100 percent each and every day.

⦁    Research your business idea to ensure there’s a need in your market. If it’s something that’s already popular, identify how you can make your business better/faster/more unique, etc., by analyzing your competition.

⦁    Making a business plan can be a time-consuming process, yet it’s the foundation for your success and an absolute must if you plan on obtaining money from an investor or bank. If you’re self-funding your startup, a more simple one-page brief will do — something that states goals, who/what the competition is, a clear vision of what your concept is, how you intend to market it, and financial projections.

⦁    Take care of any applicable licenses and permits and decide upon what type of ⦁    accounting system you’re going to use. You may even opt to have a pro handle this if you’re not a numbers person.

⦁    Once you’ve established the basics, you need to figure out how to market your business, to create a plan that includes several tactics just in case one doesn’t prove to be fruitful.

Set Yourself Up for Success
Running a business from home with kids is no easy task, so make sure you’ve got an office that sets you up for success. Ideally, this is a separate room where you can close the door so you’re free from noise and distractions. Keep in mind that just because you’re running a company from your living room doesn’t mean it’s any less professional. So, chocolate fingerprints on invoices and kids screaming in the background when you’re on an important call won’t cut it. Get a good organizational system in place such as filing cabinets, drawers, shelving systems — whatever works for you.

Perhaps the most difficult aspect of being a mom and a business owner is achieving a work-life balance. Make sure you’re scheduling time each day for yourself to do something you enjoy outside of your family and work. Don’t forget to administer self-care (exercise, getting enough sleep, eating well, meditating, doing something social) so you don’t burn out.

Photo Credit: Pixabay


Monday, August 27, 2018

The Benefits of Financial Planning

Financial planning is the long-term method of wisely managing your finances so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life.

Failing to plan is planning to fail. Fulfilling your future needs and improving your standard of living depends on the plans you make today and that is why financial planning is very important. The benefits of financial planning include:

Long-Term Goals
Some milestones are very important in life. Be it a family car, your own house, your children’s education or their marriage; it is a responsibility to fulfill these needs. Financial planning is a process of making a proper financial plan to meet your financial goals in a specific period of time. It is better to plan early since investing options may earn high returns over the period of time. Investing your money from now will make it easier to achieve such long-term goals. Financial planning ensures that the right amount of money is available in the right hands at the right time to achieve specific financial goals.

Risk Management
Financial planning improves risk management. Taking adequate life cover and health cover is critical. When you do financial planning, you can determine the amount of cover you need with greater certainty. Thus you do not overpay for unnecessary insurance and also do not end up with a lower than necessary cover.

Prevention is better than cure and when it’s about money, getting ready is better than regret. There might be unavoidable and unexpected times ahead which may become hurdles before your goals. Financial planning helps you to stay ready for such situations without affecting primary objectives.

Personal Finances
Financial planning is the process of managing your money to achieve personal economic satisfaction, thereby providing a feeling of security and less stress. It helps reduce the cost of personal finance. When you undertake financial planning, you can cut down on many personal finance costs. A good example is by doing away with any investment which carries high charges.

While it’s important to meet your family goals, it is a general objective to have a comfortable retired life. If you’re planning retirement, you should plan to invest from now because the magic of compounding is experienced if stayed invested for a long term. Financial planning helps you create an adequate corpus for retirement when expenses continue but income seems to be drying up.
In conclusion, financial planning arises from the need for meeting the financial goals of one's life. This helps you to take a comprehensive look towards cash flow, debt management, education funding, retirement planning, estate conservation, and portfolio management. With financial planning, you can make informed and great decisions about your investments.

If you need assistance in reaching your financial goal, call or visit our website
Columbus Financial & Success Coach

Sunday, August 12, 2018

Life Coaching has Immensely Helped Turn People’s Lives Around

Life Coaching is profoundly different from consulting, mentoring, advice, therapy, or counseling. Life coaching addresses specific personal projects, business successes, general conditions and transitions in a client's personal life, relationships or profession by examining what is going on right now, discovering what your obstacles or challenges might be, and choosing a course of action to make your life be what you want it to be.

Life coaching is a designed alliance between coach and client where the coaching relationship continually gives all the power back to you, the client. Derek Bliedung, a transnational financial life coach believes that you know the answers to every question or challenge you may have in your life, even if those answers appear to be obscured, concealed or hidden inside. His skills are about knowing the right questions to ask and having the right tools and techniques to empower you to find those answers within yourself.

Every day we make choices to do or not do many things. These choices may range from profound to trivial and each one has an effect that makes our lives more fulfilling or less fulfilling, more balanced or less balanced, that makes our process of living more effective or less effective. Life coaching helps you learn how to make choices that create an effective, balanced and fulfilling life.

Changing your mindset is the key to moving forward and making progress. Life coaching enhances your mental and physical health. We all deal with a certain amount of stress in our lives, but if we are able to identify those sources of stress, understand what our challenges are, and develop a plan; we can truly lead an amazing life.

Knowing what you want can be half the battle in life. Life coaching is an ongoing professional relationship that can help you to produce extraordinary results in your life, career and / or businesses. It is an opportunity to focus on your dreams and aspirations.

Life coaching gives you the space to think about you, your thoughts and feelings and about what is important to you. This process can be truly life-changing and can enable you to carve the space in your life for your goals and what is important to you. In the long run, you’ll move into a happier and more fulfilling life, one that is aligned with your values and how you define a sense of purpose.

If you have any financial issues we can help! Call or visit our web page today.
Columbus Financial & Success Coach

 If you enjoyed this article? See related articles:
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The Benefits of Financial Planning
Passive Income can help you Earn More without Working More

Wednesday, August 8, 2018

Quote from Dale Carnegie

Motivational quote of the day by Dale Carnegie
Any fool can criticize,and complain - and most fools do."
~ Dale Carnegie

This one is dedicated to customers service professional & hospitality workers  that have to deal with these fool daily! This Bud fr you.

Money saving Management Tips: The way to get more today and saving for tomorrow

An easy way to reduce the expensive by 50% off restaurant food is to only eat half and bring the rest home, for another meal. I learned a trick from a local radio station on WNCI was to eat an apple before you go out to eat. The high fiber in the apple will fill you up and make you less hungry. Don't forget about coupons and the entertainment book.