Wednesday, February 21, 2018

Retired or Sick and Tired: A Career in Real Estate May be Just What the Doctor Ordered

real estate,  career,  after retirement
Retired or Sick and Tired: A Career in Real Estate May be Just What the Doctor Ordered caption

Despite laws preventing age discrimination, many older workers feel pressured to retire or, worse, wind up the victim of “position elimination” as their Golden Years draw near. But as lifespans get longer so does the need to remain gainfully employed well past the half-century mark.

The traditional workforce isn’t particularly welcoming of new employees whose age and experience demand a higher salary than their Millennial counterparts. Job postings are ripe with coded terminology and intangible benefits that attract a younger crowd. CNN Money notes that many large companies have even done away with traditional employee performance review programs, which may threaten the egos of young workers.

With the scales in their favor, the 20- to 30-somethings of the world must be on top in all industries, right? Wrong. According to the National Association of Realtors, the average licensed agent is 53-years-old. And with a median salary of more than $40,000 per year and relatively few barriers to entry, a career in real estate is the perfect alternative – and the perfect fit – for many older workers. Here’s why:

Low-cost education. Obtaining the academic credentials required to become a licensed realtor is considerably less expensive than other professional positions. In California, for instance, it costs around $600 for a state-approved real estate education program. Licensing fees range from $200-$300.

No fancy office is required. Most people already have virtually everything they need to launch this new career. Emerging agents need a clean and reliable vehicle, phone, computer, and access to a fax machine.

Real estate offers schedule flexibility. Real estate is not a 40-hour-per week 9-to-5 job. There is perhaps more flexibility in this industry than any other. Agents can choose when and where they work, which allows time to enjoy personal pursuits such as golf or simply spending time with grandchildren.

Seniors likely already have extensive knowledge of their area. Realtors need to be familiar with their hometown and seniors usually fit this bill perfectly. Someone who’s been in an area for 15 or 20 years knows which neighborhoods are best for commute times, crime rates, and access to parks and recreational amenities

New social connections keep the brain on track. Real estate is an industry reliant on people. People to buy. People to sell. And people to match them. As an agent, seniors can engage in the community while helping neighbors solve their housing conundrums. For many older Realtors, the process of putting a family in the right home and neighborhood is a huge boost to their mood, too! And, since showing homes require lots of walking, agents get plenty of
exercise. Harvard University lists physical activity and personal connections with other people as two out of the six most important things everyone should do to enjoy a sharp mind, regardless of age.

How to get started

Redfin, a national brokerage with more than 76,000 clients to-date, offers this advice on how to launch a career in real estate:

Obtain a real estate license. Most states require pre-licensing courses that consist of between 40 and 160 hours of instruction and a real estate exam. There are different prerequisites among the states before a license may be granted, so those looking should find these out ahead of time.

Join a brokerage. All agents must have their license attached to a brokerage firm in order to practice real estate. There are thousands of firms out there, so seekers should take the time to research reputable agencies before attaching their name to a brokerage firm.
With easy entry, self-controlled income, a mature group of peers, and a flexible schedule, it’s no wonder US News calls real estate the “Ultimate Second Career for Seniors.”

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Sunday, February 18, 2018

Winning eBay Bids and Saving Big The Win-Win Way With eBay: eBay Bidding Strategy

Winning eBay Bids, Saving Big With eBay, ebay stagnates,

I found a very simple way to save money on eBay, out-think the other person. Where someone needs out of the box strategy. Like everyone should know eBay is a great place to get great things Cheap, if not you should know this.

Most people go around just placing a bid and hope they can win, this behavior will cause a bidding war. Not good for you, if you are bidding against a Genghis Khan, you know the personality type that needs to win at all cost. He/she or you will end up paying more then the item is worth! Go in there with a strategy, make a decision on how much are you willing to pay for the item and still be a good deal. If you have the time and can sit for the bid clock to count down to the last 20 – 15 seconds are golden. You will place the largest bid, and use the automatic bid up feature to max your bid. Most people will not have enough time to respond, and can't bid up the price. In case they had an automatic bid set up as well. Still, have a strong chance at winning this bid and getting the lowest possible price. Ok, I know what happens if you have a life? This will not work? Wrong! The same strategy will apply slight just a slight modification at the last possible second before you leave for the day before you go to bed, or on your lunch or during breaks make your bid.

I hope you will know you will lose some bids, it just was not meant to be and please move on. A true winner does not pay retail, let the others pay retail and you will find the diamonds in the rough on eBay. You can't bet the convenience of having items coming to you and not having to go to the store to pay more. Including not paying for the transportation cost of going to the store in the first place.

By Derek P. Bliedung
Columbus Financial & Success Coach

If you have any financial issues we can help! Call or visit our web page today.

Columbus Financial  & Success Coach
Transformation Financial Life Coach

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What can the Columbus Financial & Success Coach do for you? Winning eBay Bids and Saving Big The Win-Win Way With eBay: eBay Bidding Strategy

Thursday, February 15, 2018

Quote from Ralph Marston

Quote, Quotes, Motivational, Inspirational, Ralph Marston

What you do today can improve all your tomorrows.
~ Ralph Marston

It is not magic or a miracle, it is a natural law that if you learn to connect with the universal power you too can attract what you wan. What are you waiting for learn more about the law-of-attraction-five-simple-steps
quotes, quote. motivational, inspirational, Ralph Marston

Quote Jessica Savitch

No matter how many goals you have achieved, you must set your sights on a higher one.
~ Jessica Savitch

The Secret of the Law of Attraction: Five steps that will change your life forever. Attract what your heart desire
quotes, quote. motivational, inspirational, Jessica Savitch

Tuesday, February 13, 2018

Quote from George S. Patton

quotes, quote. motivational, inspirational, George S. Patton
You need to overcome the tug of people against you as you reach for high goals.
~ George S. Patton

Law of Attraction & the true Secret of Success: 5 simple step system that will change your life & bank account for every 

quotes, quote. motivational, inspirational, George S. Patton
Motivational quote of the day by George S. Patton

Quote from George S. Patton

You need to overcome the tug of people against you as you reach for high goals.
~ George S. Patton

The Secret: The path to miracles

 Motivational quote of the day by George S. Patton

Quote from Peter Marshall

Small deeds done are better than great deeds planned.
~ Peter Marshall

The Secret: The guide to a better future