Quote from Oprah Winfrey

“It doesn’t matter who you are, where you come from. The ability to triumph begins with you. Always.”
~ Oprah Winfrey ~

Quote from Thomas D. Willhite

“People get what they want in life when they reach the point at which they can see themselves having what they seek.”
~ Thomas D. Willhite ~

Quote from Unknown

“The chief cause of failure and unhappiness is trading what we want most for what we want at the moment.”
~ Unknown ~

Quote from Estee Lauder

“When I thought I couldn’t go on, I forced myself to keep going. My success is based on persistence, not luck.”
~ Estee Lauder ~

Quote from George E. Allen

“People of mediocre ability sometimes achieve outstanding success because they don’t know when to quit. Most men succeed because they are determined to.”
~ George E. Allen ~

Quotes from F. W. Nichol

“When you get right down to the root of the meaning of the word “succeed,” you find that it simply means to follow through.”
~ F. W. Nichol ~

Quote from Brian Tracy

“At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.”
~ Brian Tracy ~

Quote from Zig Ziglar

“It’s not what happens to you that determines how far you will go in life; it is how you handle what happens to you.”
~ Zig Ziglar ~

Quote from R. Colier

“Success is the sum of small efforts repeated day in and day out.”
~ R. Colier ~

Quote from Harold R. McAlindon

“Do not follow where the path may lead. Go instead where there is no path and leave a trail.”
– Harold R. McAlindon

Quote from Brian Koslow

“The more you are willing to accept responsibility for your actions, the more credibility you will have.”
– Brian Koslow

Quote from Johnny Carson

“Never continue in a job you don’t enjoy. If you’re happy in what you’re doing, you’ll like yourself, you’ll have inner peace. And if you have that, along with physical health, you will have had more success than you could possibly have imagined.”
~ Johnny Carson ~

10 Steps To Becoming A Millionaire By 30

Getting rich and becoming a millionaire is a taboo topic. Saying it can be done by the age of 30 seems like a fantasy. It shouldn’t be taboo and it is possible.
At the age of 21, I got out of college, broke and in debt, and by the time I was 30, I was a millionaire. Here are the ten steps that guarantee you will become a millionaire by 30.

1. Follow the Money. 

In today’s economic environment, you cannot save your way to millionaire status. The first step is to focus on increasing your income in increments and repeating that.
My income was $3,000 a month and nine years later it was $20,000 a month. Start following the money and it will force you to control revenue and see opportunities.

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2. Don’t Show Off – Show Up.

 I didn’t buy my first luxury watch or car until my businesses and investments were producing multiple secure flows of income.
I was still driving a Toyota Camry when I had become a millionaire. Be known for your work ethic, not the trinkets you buy.

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3. Save to Invest, Don’t Save To Save.

The only reason to save money is to invest it.  Put your saved money into secured, sacred (untouchable) accounts. Never use these accounts for anything – not even an emergency.
This will force you to continue to follow step one (increase income). Still to this day, at least twice a year I am broke because I always invest my surpluses into ventures I cannot access.

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4. Avoid Debt That Doesn’t Pay You. 

Make it a rule that you never use debt that won’t make you money.  I borrowed money for a car only because I knew I could increase my income.
Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.

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5. Treat Money Like a Jealous Lover.   

Millions wish for financial freedom, and only those who make it a priority have millions. To get rich and stay rich, you will have to make it a priority.
Money is like a jealous lover. Ignore it and it will ignore you, or worse, it will leave you for someone who makes it a priority.

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6. Money Doesn’t Sleep.

Money doesn’t know about clocks, schedules or holidays and you shouldn’t, either. Money loves people that have great work ethic.
When I was 26 years old, I was in retail and the store I worked in closed at 7 pm; most times you could find me there at 11 pm, making an extra sale. Never try to be the smartest or luckiest person; just make sure you outwork everyone.

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7. Poor Makes No Sense.

I have been poor and it sucks. I have had just enough and that sucks almost as bad. Eliminate any and all ideas that being poor is somehow okay.
Bill Gates said to a group of college grads, “It’s not your fault if you were born poor; it is your fault if you stay poor.”

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8. Get a Millionaire Mentor.

Most of us are brought up middle class or poor and then hold ourselves to the limits and ideas of that group. I have been studying millionaires in order to duplicate what they did.
Get your own personal millionaire mentor and study him or her. Most rich people are extremely generous with their knowledge and their resources.

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9. Get Your Money to Do the Heavy Lifting.

Investing is the Holy Grail in becoming a millionaire and you should make more money off your investments than your work.  
If you don’t have surplus money you won’t make investments. The second company I started required a $50,000 investment. That company has paid me back that $50,000 every month for the last ten years.
My third investment was in real estate where I started with $350,000, a large part of my net worth at the time. I still own that property today and it continues to provide me with income.
Investing is the only reason to do the other steps, and your money must work for you and do your heavy lifting.

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10. Shoot for $10 million, not $1 million.

The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million.
There is no shortage of money on this planet, only a shortage of people thinking big enough.
Apply these 10 steps and they will make you rich. Steer clear of people who suggest your financial dreams are born of greed.
Avoid get-rich-quick schemes, be ethical, never give up and once you make it, be willing to help others get there, too.
Let me know when you get there.
Be great. Nothing else pays.
Photo credit: Paramount Pictures

If you need help with these or any idea on my blog or web site please call D the Columbus Financial Coaching Personal financial planning to help you meet all of your finanical needs.   http://www.columbusfinancialcoach.com/  or 614-282-3162

Quote from John Quincy Adams

“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.”
– John Quincy Adams

Quote from Johann Wolfgang von Goethe

“Treat people as if they were what they ought to be, and you help them to become what they are capable of being.”
– Johann Wolfgang von Goethe

Quote from Booker T. Washington

“Few things help an individual more than to place responsibility upon them and to let them know that you trust them.”
– Booker T. Washington

Quote from Ralph Lauren

“A leader has the vision and conviction that a dream can be achieved. He inspires the power and energy to get it done.”
– Ralph Lauren

Most innovative Personal Money Management Tips for Financial wellness.

Through a Financial Coach & his Personal Money Management Tips a person can designate his current income to protect his future. Columbus Financial Coach is one of the Best credit counselors in Columbus, Ohio.

By Proper Personal financial coaching ensures that an individual has the proper amount of cash at correct time as and when financial need arises in future. It's a method that helps an investor find out more than a few approaches by way of which he can reach his/her outlined & desired targets by using gathering crucial expertise about his current fiscal popularity and adopting suitable strategies. Columbus Financial Coach helps not only to meet future financial expenditure but also involves protection of self and family against any future contingencies. Columbus Financial Coach is right place which helps the local and national families to meet their current and future financial needs

You don't require large purchases to avoid wasting money for things you want in life. A just right savings plan can aid you prioritize and pay for the things you wish to have without taking over an excessive amount of debt. Here is learning how to create your own financial savings plan.

1. Establish your savings targets.

Make a record of the items you need to save up for, whether or not it's a brand new house, a vacation, new vehicle or a the newest fashionable item. Start off as widely as possible, and then narrow it right down to the objects you want to avoid wasting money for currently or which can be postponed. Remember, the extra financial savings ambitions you've gotten, the more a revolutionary & comprehensive financial coach will help you keep on monitor to pursue them.  

2. Assess the expenditures.

Subsequent, figure out the expenses of each and every of your goals. For items you might pay for all at once, like a vacation, incorporate all  of the the cost. For items you would take a loan for, like a house or car, factor in the down payment. Many mortgage or car buying web sites have calculators to help you determine what the down payment will be needed.

3. Set a target date.

Now investigate the period of time you must save for each and every purpose. For objectives which are a year or two away, keep in mind maintaining your financial savings in a low-threat savings account that protects your money. Low-hazard savings autos incorporate average financial saving accounts, money market savings accounts and CDs, to name a few. For longer-term objectives, you may also don't forget investments similar to shares or mutual cash funds, considering an extended window can give you time to get well from inventory market fluctuations. As you get toward accomplishing a goal, it can be normally a good idea to transfer extra amounts from your investments to scale down-chance financial savings products.

4. Let us do the math.

Now you have got to divide the total cost of each and every of your targets (from step two) through the no of months you need to attend (from step three), and add them up to see how much you need to save each & every month. Try utilizing our Personal financial coaching for savings Plan Worksheet to support determine your month-to-month financial savings target.

5. Regulate as needed.

Compare the monthly target from your financial savings spreadsheet to your present rate of savings. If you are not saving sufficient you can either:

·        Expand how a lot you shop through cutting monthly expenditure. A finances planner from Columbus financial Coach can assist you to find ways to trim you’re spending so that you have more money for financial savings every month.

·         

Regulate your ambitions, either with the aid of putting off much less most important ones or via pushing again the target date for ambitions which you could postpone. Our financial savings spreadsheet makes it easy to revise your savings goals except you find a quantity that matches your budget, so make the effort to tinker along with your timelines.


http://www.columbusfinancialcoach.com

Quote from Henry Ford

“Time and money spent in helping men do more for themselves is far better than mere giving.”
– Henry Ford

Quote from Jim Rohn

“We could all use a little coaching. When you’re playing the game, it’s hard to think of everything.”
– Jim Rohn

Quote from Arnold Glasow

“One of the true tests of leadership is the ability to recognize a problem before it becomes an emergency.”
– Arnold Glasow