Sunday, November 24, 2019

Questions and Answers

What is a financial coach?

A: financial coach helps their clients with the basics of money

management: inducing budgeting, reducing household expenses.

The best way to reduce debt or get out of debt. They work with clients who

may have a bad relationship with money or who have other obstacles keeping

them from managing their finances well. Their goal is to help their

clients develop healthy money habits that will last.

What is your main website?
 A:  Website click here


What is a Financial Planner?

A: Financial planners work with individuals, families, to help these

clients understand their financial circumstances and

how to reach their short-term, mid-term and long-term financial

objectives. What we do is look at your current situation.

See any areas in which we can be improved and make recommendations. We

would look at things like income both incoming and

outgoing. To see what we can do to reduce expenses and place more of the

income into paying off debts. in some cases adding

insurance products such as short and long term disability, life insurance,

etc. We make recommendations on investing for the

short, mid and long term, including retirement. Sometimes we make

recommendations that the client feels is too passive or aggressive

and by working with the client with adjusting our plan to make it a better

fit.


What is credit repair?

A: Credit repair is removing incorrect or inaccurate information from your

credit report. In practice, we will improve your

credit score. It is illegal to make a false statement in the disputation

process. Often clients think it magic build to

improve their credit overnight. Often there is little incorrect

information that can be legally disputed. This leaves

the client to going through financial coaching, debt management, money

management, credit counseling & financial Planning to

improve their credit score or fico score.


Can credit repair help?

A: At Columbus Financial Coach & Success Coach a credit repair company

removes negative items from your credit report &

helps improve your credit score or Fico score on your credit report.

Making it easier to obtain a mortgage, car loans,

credit cards or insurance. No credit repair company can guarantee that a

a bad score will be improved.


What is money management?

A: Money management like money coaching or financial coaching helps you

better manage your money or your financial situation. What

we do is look at your current situation. See any areas in which we can be

improved and make recommendations. We would look at

things like income both incoming and outgoing. We will set up a budget to

see what we can to reduce expensively and place more

of the income into building savings, paying off debts and improving your

overall financial life or your life with money.


Why is debt management important?

Assessing debt management performance – Why It Is Important. The analysis

and management: In an ideal world we all want zero

debt. But let's be realistic, how many we have the money to buy a car or

a house without a loan from a bank or credit union?

So, we get the loan and pay it off over time, Great. We get comfortable

with the idea of having debt and we take advantage

of the credit cards giving us cash back or travel miles. With the idea, we

can pay it over in time. We end up over

spending and even might even run up the credit card so much we can't pay

even the minimum payment any longer (Your credit

card once was great, now spotty due to high debt and now can't get a zero

percent credit card to lower their payment. This

when we receive a call from the client telling me they can't pay there

bills help, help, help! So I hope this example tells

you why it is so important to manage your debt. Debt is an easy way to

financial hardship. This is when I do financial coaching

see above. I will try to have the client placed into a hardship program to

reduce the credit card debt interest and place

them on a payment plan (Credit Counseling see below).


What is credit counseling?
A: a credit counselor helps a client with debt management and paying off

credit card debt that will aid with credit repair.

Our duties include reviewing revenue for a customer and creating a plan to

help them manage or pay off a credit card and other

consumer debt.


Do credit counselors hurt your credit?

A: Participating in credit counseling does not affect credit scores

directly. But a comment may be added to the accounts in

your credit report that is being repaid through a credit counseling

program or debt management plan. So, lenders may see

that fact. However, that comment won't affect credit scores.

Is credit counseling a good idea?

A: Credit counseling can be a good resource for those who would like

assistance with their credit and financial plans.


What is a money coach?

A: Money coach like a financial coach helps you better manage your money

or your financial situation. What we do is look at

your current situation. See any areas in which we can be improved and make

recommendations. We would look at things like income

both incoming and outgoing. To see what we can to reduce expensively and

place more of the income into paying off debts and saving the plan. 

Do I need a financial advisor, financial coach or financial planner?

A: Put simply, a financial advisor refers to anyone who helps clients

manage their money. A financial coach helps one one

with money issues, but also help one deal with the stress of the hardship

of a financial crisis. A financial planner may

also have certain areas of expertise, such as investment planning,

retirement planning or education funding planning.


What is Transnational Financial Life Coach or Success Coach?

A: Once we have all the Financial issues under control. (financial

coaching, money management money coaching, debt management,

credit counseling, & credit repair). This where we start looking at you a

whole person: Body, mind, and soul. This is a total

transformation what we at the "3 pillars of success" at Columbus Financial

Coach & Success Coach. By working on each pillar

physical, mental/emotional, and spiritual. This affects improving your

overall performance. Even if you work at a

dead-end job. You will improve your performance and attitude which interns

give you're better raises in pay and opens you up to

move up in the company. Now on the spiritual side: Zig Zeaglar stated

people that attended church regularly was able

to make $5000 over than the average person in salary. Now, what if we help

you connect to the spiritual side (enlightenment, higher vibrational

frequencies, higher state conscience). Your spiritual advisors (Angels,

Creditor, Supreme Spirit or God) guide you in life. How much can you make

if they guided you to success? Unlimited! This, not a new-age sales pitch.

Humans can and are having communications to the spiritual

universe, myself and many others are doing it, why not you?


How much should I pay for coaching?

A: our prices start at $27 a half-hour & $47 for an hour. We have packages

of $135 for 3 hours and $185 for 5 hours of

coaching. We can have payment plans or other agreements for clients in

hardship.


Can I do financial services myself, do I need to have a financial coach?


A: No, you can do it yourself. But the advantage of hiring someone is that

you will not have to spend hours researching how to do this financial

progress. And may avoid many of the pitfalls that an expert can help you

avoid.

In what situation does the client come to you for financial coaching &

financial services?


A: In most cases, clients come to me when there is financial pain or over

their head in debt, going through a devoice or other financial hardship.



What are your hours of operations?

A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for

any of our services.

Is there any situation where financial coaching can't help the client?

A: There are times where clients need overnight or short term rescuing.

Often our services need time to work and blossom. We can't offer instant

results. In these cases, I recommend looking at our law of attraction

service or manifesting services. I personally can't perform miracles but

God, Spirt & Universe can.


What is a financial coach?

A: financial coach helps their clients with the basics of money

management: inducing budgeting, reducing household expenses.

The best way to reduce debt or get out of debt. They work with clients who

may have a bad relationship with money or who have other obstacles keeping

them from managing their finances well. Their goal is to help their

clients develop healthy money habits that will last.


What is a Financial Planner?

A: Financial planners work with individuals, families, to help these

clients understand their financial circumstances and

how to reach their short-term, mid-term and long-term financial

objectives. What we do is look at your current situation.

See any areas in which we can be improved and make recommendations. We

would look at things like income both incoming and

outgoing. To see what we can do to reduce expenses and place more of the

income into paying off debts. in some cases adding

insurance products such as short and long term disability, life insurance,

etc. We make recommendations on investing for the

short, mid and long term, including retirement. Sometimes we make

recommendations that the client feels is too passive or aggressive

and by working with the client with adjusting our plan to make it a better

fit.


What is credit repair?

A: Credit repair is removing incorrect or inaccurate information from your

credit report. In practice, we will improve your

credit score. It is illegal to make a false statement in the disputation

process. Often clients think it magic build to

improve their credit overnight. Often there is little incorrect

information that can be legally disputed. This leaves

the client to going through financial coaching, debt management, money

management, credit counseling & financial Planning to

improve their credit score or fico score.


Can credit repair help?

A: At Columbus Financial Coach & Success Coach a credit repair company

removes negative items from your credit report &

helps improve your credit score or Fico score on your credit report.

Making it easier to obtain a mortgage, car loans,

credit cards or insurance. No credit repair company can guarantee that a

a bad score will be improved.


What is money management?

A: Money management like money coaching or financial coaching helps you

better manage your money or your financial situation. What

we do is look at your current situation. See any areas in which we can be

improved and make recommendations. We would look at

things like income both incoming and outgoing. We will set up a budget to

see what we can to reduce expensively and place more

of the income into building savings, paying off debts and improving your

overall financial life or your life with money.



Why is debt management important?

Assessing debt management performance – Why It Is Important. The analysis

and management: In an ideal world we all want zero

debt. But let's be realistic, how many we have the money to buy a car or

a house without a loan from a bank or credit union?

So, we get the loan and pay it off over time, Great. We get comfortable

with the idea of having debt and we take advantage

of the credit cards giving us cash back or travel miles. With the idea, we

can pay it over in time. We end up overspending
 and even might even run up the credit card so much we can't pay even the minimum payment any longer (Your credit

card once was great, now spotty due to high debt and now can't get a zero

percent credit card to lower their payment. This

when we receive a call from the client telling me they can't pay there

bills help, help, help! So I hope this example tells

you why it is so important to manage your debt. Debt is an easy way to

financial hardship. This is when I do financial coaching

see above. I will try to have the client placed into a hardship program to

reduce the credit card debt interest and place

them on a payment plan (Credit Counseling see below).


What is credit counseling?

A: a credit counselor helps a client with debt management and paying off

credit card debt that will aid with credit repair. Our duties include

reviewing revenue for a customer and creating a plan to help them manage

or pay off a credit card and other

consumer debt.

Does credit counselors hurt your credit?

A: Participating in credit counseling does not affect credit scores

directly. But a comment may be added to the accounts in your credit report

that is being repaid through a credit counseling program or debt

management plan. So, lenders may see

that fact. However, that comment won't affect credit scores.

Is credit counseling a good idea?

A: Credit counseling can be a good resource for those who would like

assistance with their credit and financial plans.


What is a money coach?

A: Money coach like a financial coach helps you better manage your money

or your financial situation. What we do is look at

your current situation. See any areas in which we can be improved and make

recommendations. We would look at things like income

both incoming and outgoing. To see what we can to reduce expensively and

place more of the income into paying off debts and saving the plan. 

Do I need a financial advisor, financial coach or financial planner?

A: Put simply, a financial advisor refers to anyone who helps clients

manage their money. A financial coach helps one one

with money issues, but also help one deal with the stress of the hardship

of a financial crisis. A financial planner may also have certain areas of

expertise, such as investment planning, retirement planning or education

funding planning.


What is Transnational Financial Life Coach or Success Coach?


A: Once we have all the Financial issues under control. (financial

coaching, money management money coaching, debt management,

credit counseling, & credit repair). This where we start looking at you a

whole person: Body, mind, and soul. This is a total transformation what we

at the "3 pillars of success" at Columbus Financial Coach & Success Coach.

By working on each pillar physical, mental/emotional, and spiritual. This

affects improving your overall performance. Even if you work at a
dead-end job. You will improve your performance and attitude which interns

give you're better raises in pay and opens you up to move up in the

company. Now on the spiritual side: Zig Zeaglar stated people that

attended church regularly was able to make $5000 over than the average

person in salary. Now, what if we help you connect to the spiritual side

(enlightenment, higher vibrational frequencies, higher state conscience).

Your spiritual advisors (Angels, Creditor, Supreme Spirit or God) guide

you in life. How much can you make if they guided you to success?

Unlimited! This, not a new-age sales pitch. Humans can and are having

communications to the spiritual

universe, myself and many others are doing it, why not you?


How much should I pay for coaching?


A: our prices start at $27 a half-hour & $47 for an hour. We have packages

of $135 for 3 hours and $185 for 5 hours of

coaching. We can have payment plans or other agreements for clients in

hardship.


Can I do financial services myself, do I need to have a financial coach?

A: No, you can do it yourself. But the advantage of hiring someone is that

you will not have to spend hours researching how to do this financial

progress. And may avoid many of the pitfalls that an expert can help you

avoid.


In what situation does the client come to you for financial coaching &

financial services?


A: In most cases, clients come to me when there is financial pain or over

their head in debt, going through a devoice or other financial hardship.


What are your hours of operations?

A: 9:00 am to 6:00 pm Friday to Tuesday. But, work from appointments for

any of our services.


Is there any situation where financial coaching can't help the client?

A: There are times where clients need overnight or short term rescuing.

Often our services need time to work and blossom. We can't offer instant

results. In these cases, I recommend looking at our law of attraction

service or manifesting services. I personally can't perform miracles but

God, Spirt & Universe can.